Independent · Whole of market

Free Remortgage Health Check & Rate Search

20-minute chat and a free comparison across 90+ lenders — before you slip onto your lender's standard variable rate.

90+
Lenders compared
100%
Independent
FCA
Regulated & authorised

How much is your current mortgage?

£0
£0£1m
✓ Fast decisions  ·  ✓ FCA regulated  ·  ✓ Trusted across the UK
Remortgage · 5-year fix ending

A recent client coming off a 5-year fix received a product transfer offer from their existing lender at 5.4%. A whole-of-market comparison found a 4.6% fixed rate elsewhere with free legal and free valuation included — the switch saved approximately £180 per month.

Anonymised example, details changed
Progress8%

When does your fixed rate mortgage end?

Already ended
Within 30 days!
In 1 to 3 months
In 3 to 6 months
Over 6 months away, but I want to plan ahead
Remortgage · fixed rate expiring soon

A recent client got in touch six weeks before their fixed rate ended, expecting to slip onto their lender's standard variable rate. A whole-of-market comparison found a new fix over 1% lower, avoiding roughly £220 a month in extra interest.

Anonymised example, details changed
Progress15%

Are you looking to raise extra money on top of your mortgage?

Nope, just cover current mortgage balance
Yes, for home improvements
Yes, to clear debt
Yes, for another reason (I'll tell you when we talk)
Remortgage · raising extra money

A recent client wanted to release some equity to consolidate existing personal debt. We compared the total cost across several lenders and structured the extra borrowing on the most competitive available rate, checking the impact on the monthly payment before they committed.

Anonymised example, details changed
Progress23%

How much extra do you want to borrow?

£25k
£0£250k+
Progress31%

Is this for your own home or a buy-to-let?

My own home (Residential)
A buy-to-let property
Progress38%

Do you have any bad credit in the last 12 months?

Nope, I have a clean credit file
Yes, missed payments on mortgage
Yes, missed payments on personal debts
Yes, CCJ's or Defaults
Progress46%

Do you already have any of these in place?Select all that apply — this helps us flag anything worth reviewing alongside your mortgage.

Life insurance
A will
Income protection
None of these yet
Progress54%

What's your age?

45
1885+
Progress62%

What's your approximate household income?Combined, before tax — a rough figure is fine.

£50k
£0£150k+
Remortgage · buy-to-let

A recent landlord remortgaging a buy-to-let property was offered a product transfer by their existing lender with no rate review. A whole-of-market search found a lower rate elsewhere with a free valuation included, reducing the monthly payment on the property.

Anonymised example, details changed
Progress69%

What's your postcode or town?

Progress77%

Would you like to know more about equity release?Unlocking some of the value tied up in your home — no obligation.

Yes, I'd like to know more
No thanks, not for me
Progress85%

Which best describes you?

Employed
Self-employed / contractor
Ltd company director
NHS or Blue Light Card holder — no broker fee for me!
Other / not sure
Progress93%

You're almost done — where should we send your comparison?

By submitting you agree to be contacted about your mortgage. We'll never share your details with anyone else.

Thanks — you're booked in.

We've got your details. Tim will be in touch within one business day with your free whole-of-market comparison. In the meantime, feel free to call directly.

Call 07977 218 786 →

The examples on this page are anonymised, not individual testimonials — real client reviews are collected via Google and shown at gilesfinancialservices.co.uk/reviews.